This content is provided by NSGA Partner and 2025 National Senior Games Presenting Sponsor, Humana.
By Catherine Field, Senior Vice President, Humana Medicare
Few things inspire me as much as the athletes who participate in the National Senior Games. Every two years, I look forward to seeing senior athletes from across the country gather to demonstrate what can be achieved through hard work and a commitment to a healthy lifestyle. The stories and determination are nothing short of remarkable. As someone who has worked in healthcare for 35 years, I am immensely proud that Humana is the presenting sponsor of the National Senior Games.
The athletes at the Games motivate me to stay active and prioritize my physical health. I enjoy walking, cycling and lifting weights, which help keep me in shape for my favorite outdoor activities, like skiing, sailing, waterskiing and hiking. I plan to continue exercising and pursuing my passions for many years to come, just like the inspiring athletes I see at the Games.
From my interactions with these athletes, it’s encouraging to see that many active older adults recognize the need to be proactive with their healthcare, as preventative care is equally as important as a consistent fitness routine in helping achieve long-term wellness. That includes annual primary care visits, regular health screenings, routine vaccinations and proper medication management. These are all critical components to staying active and healthy, and they become especially important as we age. Having the right health insurance complements these preventive measures in pursuing active, healthy lives.
For Medicare-eligible individuals, the time to think about your health insurance is now. The annual enrollment period runs from now through Dec. 7, and the Medicare Advantage or Prescription Drug Plan you choose can help set you up for a healthy 2025. Here are three factors I offer for active older adults to consider as they evaluate their plans:
- Current and Future Health Goals
Do you have health and fitness milestones you’re striving for in 2025? Maybe you’re starting a new exercise regimen or picking up a new sport. Whatever your goals are, be sure to assess your healthcare needs for this activity. Beyond a traditional primary care doctor, you may need to talk to a cardiologist, orthopedist or other specialist about your fitness goals. When evaluating your Medicare plan, make sure you understand your costs for in-network and out-of-network providers and check to see if your preferred doctors and hospital are included. - Upcoming Travel Plans
Will you be traveling to Des Moines for the 2025 National Senior Games? What about travel for any other competitions or vacation? The type of Medicare Advantage plan you choose and your carrier’s network determines your coverage when you travel. Some of Humana’s PPO plans are available in specific areas and are designed to give members the freedom and flexibility to visit doctors throughout the country for the same cost as their in-state doctor. If travel is important to you, look for Medicare Advantage plans that will give you peace of mind knowing you’re covered wherever your U.S. travel takes you. - Additional Benefits
Beyond your network of doctors and hospitals, what other benefits are a priority for you? Considerations may include dental, vision, hearing and prescription drug coverage, all of which may be included in a variety of Medicare Advantage plans. Stand-alone Prescription Drug Plans (Part D) are also available if you are enrolled in Original Medicare for health insurance. Meanwhile, some plans also feature add-ons including gym memberships that can help you stay healthy and active.
During this annual enrollment period, make sure to think about the year ahead, evaluate your plan options and select the plan that meets your health and wellness goals. For more information, visit Humana.com/MedicareBasics.
Disclaimer: Humana is a Medicare Advantage HMO and PPO organization and a stand-alone Prescription Drug Plan with a Medicare contract. Enrollment in any Humana plan depends on contract renewal. Out-of-network/non-contracted providers are under no obligation to treat Plan members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.
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